Looking to upgrade your gaming setup or simply need a new computer, but worry about your credit history? Getting approved for traditional financing can be tough, but we have some great news for you.
Yes, absolutely! We understand that life happens, and a less-than-perfect credit score shouldn't stop you from getting the tech you need, whether it's a powerful gaming PC, a reliable laptop for work, or a new console. Many traditional lenders and finance options rely heavily on credit checks, which can make things tricky if your score isn't glowing. However, there are modern solutions specifically designed to help people in your situation, and that's where Trusty Stores and TrustPay come in.
At Trusty Stores, we believe everyone deserves access to quality tech. That's why we offer TrustPay: a 0% APR, no-credit-check store credit facility of up to £1,200. This means you can get the computer financing you need, regardless of your credit history, and without paying any interest. It's a straightforward way to spread the cost and get your hands on that new computer faster than you think.
Traditional finance options, like personal loans or credit cards, typically involve a thorough credit check. Lenders use your credit report to assess your financial reliability. If you have a history of missed payments, defaults, or county court judgments (CCJs), they might see you as a higher risk and either deny your application or offer less favourable terms, such as high interest rates.
TrustPay, on the other hand, operates on a different principle. We focus on your ability to manage affordable repayments now, rather than dwelling on past financial hiccups. Our no-credit-check approach means your credit score isn't a barrier. Instead, we use our own internal assessment process to approve you for store credit, making it much more accessible for those with bad credit, or even those with no credit history at all.
Whether you're a hardcore gamer needing a high-spec gaming PC, a student looking for a reliable laptop, or someone who needs a desktop for home office use, Trusty Stores has a wide range of options. Our inventory includes:
With up to £1,200 in store credit, you can put a significant dent in the cost of a brand-new computer or even cover the full price of many models. Plus, with 0% APR, you know exactly what you'll pay – no hidden interest charges inflating the total cost.
Getting approved for TrustPay and buying your new computer is designed to be as easy and stress-free as possible:
Don't let a less-than-perfect credit history hold you back from getting the computer you deserve. Whether you're looking for computer financing for people with bad credit to kickstart your gaming adventures or to boost your productivity, TrustPay offers a fair and flexible solution.
That's precisely why TrustPay exists! Our no-credit-check policy means your past credit rejections won't impact your application with us. We focus on your current ability to make affordable repayments, making it a viable option even if other lenders have turned you down.
Once your TrustPay application is approved and your order is confirmed, we'll process your shipment promptly. Delivery times can vary slightly depending on the specific item and your location, but we aim to get your new tech to you as quickly as possible. You'll receive tracking information so you can keep an eye on its journey.
Absolutely not. TrustPay is 0% APR, which means you will not pay any interest. The total amount you repay will be exactly the price of your item(s). We believe in complete transparency, so all costs and repayment terms are clear upfront before you commit.
Shop with confidence and get your ideal computer from Trusty Stores today.